Senior Associate – Individual Inforce Risk Analysis

Position Title: Senior Associate – Individual Inforce Risk Analysis
Reports To: Director, Individual Actuarial Inforce and Policy Tax
Department: Individual Operations
Term: Permanent Full-Time

Work Arrangements: This is a hybrid role. You will work in our office in Waterloo, ON a minimum of two (2) assigned, consecutive days every other week, plus a fifth (5th) assigned day per month. You are welcome to work from the office more than the minimum requirement and there may be some roles that are required to work in our office more than the minimum requirement.

The Opportunity: Equitable is growing! We are looking for a Senior Associate – Individual Inforce Risk Analysis to join our dynamic Individual Actuarial Inforce and Policy Tax team! We are seeking a self-motivated professional with excellent critical thinking skills who is thorough and curious.

In this role, you will join a team that handles complex policyholder queries, oversees Individual Life policyholder taxation and maintains the integrity of policyholder tax administration systems. This role does not receive actuarial exam support.

Now is an exciting time to join one of the Waterloo Area’s Top Employers for 2025 and Southwestern Ontario’s Top Employers for 2024!

What you will be doing:

• Answer queries on complex policyholder taxation and actuarial inforce policy issues
• Identify potential gaps, omissions or activities that could expose the organisation to unnecessary operational risk
• Review and sign-off on system changes and operational procedures and processes with respect to actuarial inforce policy calculations and policyholder taxation
• Review processes and procedures followed by the Actuarial Inforce and Policy Tax team
• Recommend changes to processes and procedures as appropriate
• Provide subject matter expertise on actuarial inforce and policyholder taxation (including participation in projects)
• Develop and maintain tools to support actuarial inforce business and policyholder taxation
• Review and verify tax slips before submission to clients
• Ensure exempt test processes are appropriate and applied properly for all inforce individual life policies and recommend needed modifications
• Ensure calculation and rate integrity of inforce illustration systems 
• Peer review and sign-off on illustration software specifications prepared by the Illustrations team with respect to policyholder tax calculations and inforce illustration rules and calculations.

What you will bring:

• University degree, preferably in Mathematics, Physics or Finance
• Excellent critical thinking and problem-solving skills
• Keen attention to detail and curiosity about what you do
• Excellent communication and interpersonal skills
• Focus on providing excellent service to clients
• Strong knowledge of Microsoft Excel including VBA
• Solid knowledge of SQL 
• Solid knowledge of a coding language (e.g. Python, C, C++)
• Strong negotiation, collaboration and decision-making skills
• Ability to handle multiple tasks and deadlines for various stakeholders 
• Knowledge of individual life and health products is an asset
• Knowledge of Automation Suite Tools (e.g. Pyautogui, Selenium) is an asset

What’s in it for you:

• A healthy work-life balance with employee wellness top of mind
• Annual bonus program, annual vacation allowance, and company-paid benefits program
• An additional paid volunteer day each year so you can spend time giving back to the community
• Immediate enrollment in the company’s pension program with employer matching
• Employee resource groups that support an inclusive work environment
• Tuition support and specialized program assistance
• An onsite full-service cafeteria with a variety of daily options
• Discounts on company products and services, and access to exclusive employee perks
• Regular EQ Together events focused on company togetherness and collaboration
  
  

As part of the recruitment/offer process you will be required to:

• Provide two professional references (minimum one supervisor and above)

This role is open due to an existing vacancy.

To learn more about Equitable, we encourage you to explore our organization.

At Equitable, we are committed to providing equal access to employment opportunities across our organization. Please contact our HR team at [email protected] if you would like to receive our job postings in an alternative format or require an accommodation with the application process.

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